Although we can not tailor or trim any information unless your circumstances changes and with the service that we provide we do not act as a broker, agent or third party for any particular insurer at any one time, although we work as an independent Price Searcher. We have provided you with links to comparison websites, and other various companies, to find you the best possible deals. In any case if would like us to manually fill out any form on your behalf according to your individual specification and circumstances, we can work on finding you quotes, as long as you authorise us and provide us with accurate information. With the given information we will manually search into a variety of prospects to find covers. Usually this is a more challenging premium which in turn will save you money and time. We cannot make any alterations to the quotes / policy. The quotes do not include any charges from insurer or broker that may arise later on if you instruct any amendment or alteration to the policy after setting up. Such amendments might be a change of car or change of address for example. When we provide you with quotes we always process your data and payment information according to the Data Protection Act & GDPR 2018.

Predominantly, you will receive quotes within maximum 8 business hours by text (sms) to the mobile number or the email you had given us. You will then be contacted by a telephone call to discuss your quote further; this will give you the opportunity to learn more about the policy features and give you the chance to make any queries that you may have about the quotes. The price we deliver is completely reliant on the availability of the third party sites and on the overall performance of the World Wide Web. We might not be able to provide quotes to you in certain circumstances. You will be advised accordingly if this is the case. We will contact you via telephone, SMS or email when a quote is ready for you.

15. Your obligations

It is your responsibility to answer all questions on the relevant form to the best of your knowledge and authenticity. If you are not sure of any answers, then you should disclose any information you think might be important. If the answers are incorrect, your application may be rejected or additional premiums could be payable, which the insurer reserves the right to collect. Upon purchasing a policy it is your responsibility to check and if necessary amend any details with any broker or insurer who you decide to purchase your policy from. If you fail to do this, this may invalidate the policy. It is solely your responsibility to read the Terms and Conditions of your product that you are purchasing from your service provider. The details should be accessible to you via the third party web link. It is important you understand the Terms and Conditions agreed with us only relate to this website.

All providers specialise in dealing with different levels of risks and they do not quote on risks that fall outside their target customers. The more "high risk" or "non-standard" your risk is categorised by them, the fewer quotes you will receive. At times it might not be possible for you obtain a quote at all over the internet.

Insurers pass information to the Claims and Underwriting Exchange Register run by Database Services Limited (IDS Ltd), the Hunter Database run by MCL Software Ltd and the Motor Insuring Anti-Fraud and Theft Register run by the Association of British Insurers (ABI) to help the insurer check the information provided and also to prevent fraudulent claims. When application for cover is submitted the insurer dealing with your request for Insuring may search these Registers and any other relevant registers. Under the terms and conditions of your policy, you must tell the insurer about any incident (such as an accident or theft) regardless of blame and whether a claim has been made or not. When you tell the insurer about an incident, the insurer will pass this information to the Registers and to any other relevant agents/bodies.

Your motor Insuring policy details will be added to the Motor Insuring Database (MID) run by the Motor Insurers' Information Centre (MIIC). This can sometimes take up to 7 days to get your policy details updated on the MID. You can also check information about your own vehicle at www.askmid.com. MID data may be used by the DVLA and DVLNI for the purpose of Electronic Vehicle Licensing. Police may also use MID data for the purposes of investigating whether a driver's use of the vehicle is likely to be covered by a motor Insuring policy and/or for preventing and detecting crime. If you are involved in an accident (in the UK or abroad) other UK insurers, the Motor Insurers' Bureau and MIIC may search the MID to obtain relevant car Insuring policy information. Persons pursuing a claim in respect of a road traffic accident (including citizens of other countries) may also obtain relevant information which is held on the MID. You can find out more about this at www.miic.org.uk

19. Events of accidents and Claims and Underwriting Exchange (CUE)

Any driver/policy holder who has had any accidents (fault or non-fault) or claims (whether claim made or not, or just notified) in the last 5 years must disclose this information at application stage. Failing to do so could invalidate your policy, where cancellation fees may apply. You also have the risk of your current premium increasing. Insurers or brokers have accessibility to check with CUE for the history of any accidents or claims recorded within the CUE database. The Claims and Underwriting Exchange (CUE) is a central database of motor, home and personal injury/industrial illness incidents reported to companies, which may or may not affect your application/policy.

Any driver who has had any motor convictions, fixed penalties or disqualifications in the last 5 years must disclose this information at application stage. Failing to do so could invalidate your policy, where cancellation fees may apply. You also have the risk of your current premium increasing. Insurers or brokers may also check with DVLA for the history of any motor convictions, fixed penalties or disqualifications recorded within the DVLA database. The Driver and Vehicle Licensing Agency (DVLA) is the organisation of the UK Government responsible for maintaining a database of drivers and a database of vehicles in Great Britain.

Proof of No Claims Bonus (NCB) may be required if you take out a policy were a NCB has been applied. It is solely your responsibility to provide the proof of NCB. This proof should be either a renewal notice or letter from your previous cover provider, which shows the main driver as the policy holder (yourself) and the NCB declaration. A policy schedule is not the correct form of proof and may be rejected. The NCB can only be used on one policy at a time, and must have been used on a policy within the last 24 months.

The products and services described on this website are only available to residents of the United Kingdom insuring within Great Britain, Northern Ireland and the Isle of Man (excluding the Channel Islands). By using our services, you confirm that all applicants on your policy are UK residents only. If any of the policy holders have a change to residential status then it is your responsibility to immediately notify the cover provider.

The copyright material contained in this website and any brands and trademarks included belongs to us or our licensors. You may download, copy or store the content and other downloadable items displayed on the website subject to the condition that the material may only be used for personal purposes. Copying or storing the contents of the website for commercial use is highly prohibited. You must not use such information or copyright material unless you have obtained written permission from us or the owner to do so.

The Information provided on this website is on an "as is" either end basis and make no representations or warranties of any kind in respect of the contents and disclaim all such representations and warranties. Furthermore, we make no representations or warranties about the completeness, suitability, or accuracy for any purpose of the information and related graphics published in this website. The information contained in this site may contain technical inaccuracies or typographical errors. Howsoever, all our liability arising for any such errors or inaccuracies is expressly excluded to the fullest extent permitted by law. We make no warranty that the website or any linked website is free from viruses, mal ware or other malicious computer problems. You are responsible for ensuring that you use the appropriate Antivirus software. Neither we nor any of our employees or other representatives will be liable for loss or damage arising out of or in connection with the use of this site. This is an inclusive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of or damage of property, loss of income, profit or data in claims of third parties. None of the exclusions and limitations under the clause are intended to limit any rights You may have as a consumer under local law or other statutory rights which may not be excluded or in any way to exclude or limit our liability to you for death or personal injury resulting from our negligence or that of our employees or agents.

Details of any fees or charges for amendments related to your policy can be found in your policy documentation from your insurer. Any such fees are payable directly to your cover provider. Any other fees will be discussed or advised of before proceeding with the policy. We provide the non-obligatory quotes for free however, if you decide to go ahead further by using the quotations or its reference, then you will be liable for a separate service charge. When we provide you with quotes our variable service charge is always included with it and you pay us this service charges after you happily sorted out your needs with your provider. However, you will be paying us for searching the quotes for you. If you give us any false or inaccurate information, it may result in cancellation of your policy and our service charge will not be refunded. We do not share the service charge with any of your product or service provider also this is not linked with your policy. However, if you are not satisfied with our standard service or due to any sorts of error (including clerical & typing) you suffered from any inconveniances, we re-imburse the difference or in some cases we refund the full amount of our service charges (subject to eligibility).

It is a requirement from Trading Standards that we make you aware of our level of charges therefore, the quotes you receive by SMS or email it reflects with the following text- (Included All Charges) with the total prices. Our service charges are calculated on an hourly charge basis, Senior Service Providing Officer or Management per hour on a time basis of £200 for work done and £150 per hour for all other fee earners. Administrative charges include all letters and e-mails sent out by us and all telephone calls made and received by us will be charged at £25 and £20. If all or part of any bill rendered by this company remains unpaid we may be able to charge interest and our charges are subject to annual review.

If you have a complaint about our service or your policy, please contact us first by phone and if after talking to us you are still not happy please write to our Service Quality & Assessment Manager at the address shown below. If you prefer to communicate via email or fax we are happy to correspond with you using these methods as well. You may contact us on 0330 113 9854 between 9am to 5pm Monday to Friday, not including Bank Holidays. We will attempt to resolve your complaint within 48 hours. If this does not happen we will discuss the next step with you. If you wish to write please address your letter to: Complaints Dept Eazy Insure Limited- Registered in England & Wales, Company Number: 10833649, Registered Office- 27A BROADWAY, PETERBOROUGH, PE1 1SQ. Please include details of your name and address, a contact telephone number, your policy or quote number and details of why you are unhappy. If there is insufficient information then we contact you either via telephone or email to ask for further information. Depending on the nature of the complaint it may take up to two weeks for a resolution. During this time you may receive a final response or a letter explaining why we are not yet in a position to resolve your complaint and when we will be contacting you again and if it is found that, due to any sorts of error made from our end (including clerical & typing) you have suffered from any inconveniances, we re-imburse the difference or we refund the full amount of our service charges (subject to eligibility).

It is fraudulent if you or anyone acting on your behalf misrepresents or deliberately fails to disclose information or facts at any time whether at application stage or during the term of the policy or at renewal of the policy that would materially impact either the terms and conditions or the issue or renewal decision itself. This also includes were the insurer has been provided with any information or documents which misrepresents or conceals the truth or are stolen. If fraud is suspected then the insurers have the right to cancel or void your policy and any other related policies at any time. The insurers may seek to recover any costs they have incurred and may not return any premium.

29. Termination